If you have been hit by an uninsured driver, you are not alone. In fact, recent data reflects that Florida has more uninsured drivers than any other state in the nation. Over 20% of Florida drivers do not carry insurance, which means that if you are involved in a car accident, there is a 1 in 5 chance that the other driver does not have insurance to cover your physical injuries and vehicle damage. So what do you do in a situation like this? It is easy to feel overwhelmed and like you have no options. However, you do have legal options available to you, and thanks to Florida’s mandatory PIP coverage, your own insurance will cover a portion of the damage. While the best thing to do in this situation is to contact an attorney so that they can review the circumstances of your specific case, we will dig more into the nitty gritty below.

Options if You are Hit by an Uninsured Driver

You have a number of options available to you if you are hit by an uninsured driver, provided, of course, that you get their name and contact information. Because their identity is so important, it is a good idea to call the police in accidents where one driver is uninsured so that you can make sure that you are getting accurate information from the other driver. Your PIP coverage will cover up to $10,000 of damages sustained in the accident, however, if you have been seriously injured, it is unlikely that this amount will even make a dent in your medical expenses. If your injuries and damages total more than $10,000, the best course of action is to bring a personal injury lawsuit against the uninsured driver.